Privacy Policy for Budgyfy

Last Updated: January 2025

1. Introduction

Welcome to Budgyfy ("we," "our," or "us"). Budgyfy is a personal finance and budget management application that helps you track your income, expenses, and financial goals. This Privacy Policy explains how we collect, use, store, and protect your personal information when you use our mobile application and related services.

By using Budgyfy, you agree to the collection and use of information in accordance with this policy. If you do not agree with our policies and practices, please do not use our application.

2. Information We Collect

2.1 Account Information

2.2 Financial Data

2.3 Usage and Activity Data

2.4 Device Information

3. How We Use Your Information

We use the collected information for the following purposes:

3.1 Core Functionality

3.2 Service Improvement

3.3 Communication

4. Data Storage and Security

4.1 Data Storage

Your data is stored securely using Firebase Cloud Firestore, a cloud-based database service provided by Google. All data is associated with your user account and is only accessible to you when authenticated.

4.2 Data Security Measures

4.3 Encryption Details

We use AES encryption to protect sensitive financial information. Each user's data is encrypted with a unique key derived from their user ID, ensuring that even database administrators cannot access your encrypted financial data without proper authentication.

5. Third-Party Services

5.1 Firebase Services

Budgyfy uses Google Firebase services for:

Firebase services are subject to Google's Privacy Policy. For more information, visit: https://policies.google.com/privacy

Advertising ID Usage: Our analytics services (Google Analytics and Firebase Analytics) may collect and use your device's Advertising ID on Android devices. This identifier is used solely for analytics purposes to:

We do not use Advertising ID for:

You can opt out of Advertising ID collection through your device's privacy settings, though this may limit some analytics functionality.

5.2 Data Processing

By using Budgyfy, you acknowledge that your data may be processed and stored by Firebase services, which are operated by Google. Firebase services comply with industry-standard security practices and certifications.

6. Your Rights and Choices

You have the following rights regarding your personal information:

6.1 Access

You can access all your data at any time through the Budgyfy application.

6.2 Correction

You can update or correct your information directly within the application.

6.3 Deletion

You can delete your account and all associated data at any time through the application settings. When you delete your account:

6.4 Data Export

While we don't currently provide a direct export feature, you can access all your data through the application interface. If you need assistance exporting your data, please contact us.

6.5 Opt-Out

You can opt-out of push notifications at any time through your device settings or within the application.

7. Data Retention

We retain your data for as long as your account is active. When you delete your account, all associated data is permanently deleted from our systems within a reasonable timeframe, typically within 30 days.

8. Data Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

9. International Data Transfers

Your data may be transferred to and stored on servers located outside your country of residence. Firebase services may process and store data in various locations globally. We ensure that appropriate safeguards are in place to protect your data in accordance with this Privacy Policy.

10. Children's Privacy

Budgyfy is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us, and we will delete such information.

11. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by:

You are advised to review this Privacy Policy periodically for any changes. Changes are effective when posted.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

Email: support@budgyfy.com
Website: https://budgyfy.com/contact

13. Additional Information

13.1 Data Controller

The data controller for your personal information is Budgyfy. If you are located in the European Economic Area (EEA), you may have additional rights under the General Data Protection Regulation (GDPR).

13.2 Local Storage

In addition to cloud storage, some data may be temporarily stored locally on your device to improve performance and provide offline functionality. This local data is automatically synchronized with cloud storage when online.

13.3 Cookies and Tracking

Budgyfy mobile application does not use cookies or similar tracking technologies. However, our website (if applicable) may use cookies. Please refer to our website's privacy policy for more information.